UX Wealth and THOR are now one firm. The platform you know as Xperience is now THOR ONE.Looking for UX Wealth? You are in the right place. UX Wealth and THOR are now one firm, and the platform you know as Xperience is now THOR ONE.

Your team, on your side

The people
who pick up.

Direct access to the people who run the platform. No scripts. No call centers.

Kyle Wiggs
I've tried most of
the legacy platforms.
Co-Founder & Chief Executive Officer

I've tried to daisy chain them together. I've been stuck on hold. I've been stuck in a chat bot loop. And I've sat across from advisors and heard the same thing every time.

Advisors don't want to waste money. They don't want to waste time. They want to control the relationship, minimize their risk, maximize their growth, and do a great job for their clients.

If that's you, I want to talk to you. I have sat across from you for twenty years, and this is the work we do.

Why this firm exists


To end the tech trap, so the work
can go back to being advice.

One advisor. One system.
One household at a time.

Independence has carried an operating penalty for as long as anyone can remember, and the bill arrives as a stack: a subscription, a password and a support queue for every job in the firm. The firms that escaped it mostly did so by selling — to a parent company, to a platform that owns the custodian, to a term sheet with an earn-out. No one should have to sell their firm to get the operations of a big one. That trade is the thing we exist to remove.

An advisor's ceiling should be
their judgment, not their operations.

Three things we will not do.

We are not your custodian. The advisory agreement and the client relationship are yours. Reports and invoices carry your brand, not ours.

We never compete for your clients. You keep the relationship you have. We never hold client funds or securities, and we earn nothing from your clients’ cash.

We never make it expensive to leave. Thirty days, your full transaction history, composites, billing files and invoices — written down here, before you need it.

Put plainly, and in the founder's words: we do the part that was never the point, so you can keep doing the part that made you start.

Why I built this


Kyle Wiggs

I have been sitting across from advisors since 2006. Different firms, different sizes, different states — and for most of those years, the same conversation.

They did not want more technology. They had plenty. What they wanted was for the technology they had already bought to stop being a second job.

I tried the tools myself. I daisy-chained them together, the way everyone does. I sat on hold. I sat in a chat-bot loop waiting for a person who never arrived. I watched good firms hire a third operations person to keep five systems agreeing with each other, and I watched advisors who were excellent at advice spend their weeks a long way from it.

Nobody set out to build that. It accumulated, one reasonable purchase at a time.

So we built it the other way around. One system, at the custodian the advisor already uses, with our own people running the part that was never the point.

The mission has not changed since: to end the tech trap, so the work can go back to being advice.

Kyle Wiggs · Co-Founder & Chief Executive Officer

Kyle Wiggs

Kyle Wiggs

Co-Founder & Chief Executive Officer

Fourteen years in wealth management before founding UX Wealth Partners in 2020, now one firm with THOR. A WealthManagement.com “Ten to Watch” honoree, 2025 (named December 2024 for the 2025 list; no compensation was paid; details in Disclosures), he built the firm so independent advisors never have to choose between scale and service.

Brad Roth

Brad Roth

Chief Investment Officer

Signal-processing engineer turned portfolio manager. Leads investment strategy and the model marketplace, and hosts the Behind the Ticker podcast.

What does not change


You built an independent firm.
We built its home.

THOR ONE is run by UX Wealth Partners LLC, an investment adviser registered with the Securities and Exchange Commission, a fiduciary by law, founded in 2020 in Centennial, Colorado and now one firm with THOR. It is multi-custodial, so accounts stay where they are, and we are not your custodian and never hold client assets ourselves.

Schedule a call to see for yourself Call 888-438-8997